- The Nadiad Peoples Co-Op Bank Ltd.
Housing Loan
Are you dreaming of owning your own home? The Nadiad Peoples Co-op Bank Ltd. is here to help make your dream a reality with our flexible and affordable Housing Loan schemes.
Why Choose Our Housing Loan?
- Attractive Interest Rates: Competitive rates tailored to suit your financial needs.
- Flexible Tenure: Choose a repayment period that fits your budget, up to 20 years.
- Loan Amount: Borrow up to ₹X crores based on your eligibility and income.
- Minimal Documentation: Hassle-free process with easy documentation.
- Quick Processing: Fast loan approval and disbursement to ensure timely possession of your home.
- Tax Benefits: Enjoy tax exemptions on principal and interest as per government norms.
Who Can Apply?
- Salaried individuals
- Self-employed professionals
- Business owners
- NRIs (Non-Resident Indians)
Purpose of Loan:
- Purchase of a new residential property
- Construction of a house on your own land
- Renovation or extension of an existing house
- Purchase of a plot along with construction
Eligibility Criteria:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Stable income and satisfactory credit history
Required Documents:
- Identity proof (Aadhar card, PAN card, Passport, etc.)
- Address proof
- Income proof (salary slips, IT returns, bank statements)
- Property documents
How to Apply?
Visit your nearest branch of The Nadiad Peoples Co-op Bank Ltd. or apply online through our website. Our friendly staff will guide you through the process and help you choose the best plan suited for you.